Ah payday, most glorious of days. The moment those beautiful dollars and cents hit your bank account it’s like being Tony Stark, making it rain money and fabulousness all over the poor peasants. Unfortunately along with all the great things about living on your own, there comes things like paying for rent and utilities. wifi and cell phones, all those hard-earned dollars dwindling down until the only choice left to you is what kind of ramen you want for dinner.